Commercial Insurance

Proven Track Record

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In 2004 First Arkansas Insurance Group wrote in excess of 50 Million in annual premium.  Approximately 75% of our business is Commercial Insurance.  First Arkansas Insurance has become the premier Arkansas-based insurance agency.  Our track record speaks for itself.  You can rest assured that your Commercial Insurance, administered by First Arkansas is secure.

Down to Business First Arkansas Insurance Group
Our Commercial Lines Products

  • Auto
  • Casualty
  • General and Professional Liability
  • Directors and Officers
  • Employment Practices Liability
  • Property
  • Surety Bonds
  • Fidelity Bonds
  • Umbrella
  • Worker’s Compensation


I’m just getting my business started. Do I need insurance immediately?

Yes. Your chance of suffering a loss begins with the first day of business. If you suffer a loss and have no insurance or have improper or insufficient coverage, your insurance agent can do little, if anything, to help you.

Also, many states and local jurisdictions require businesses to have insurance to begin operating. And if you rent space for your business, your landlord probably requires you to obtain adequate insurance.

I don’t have any major business assets. Why do I need insurance?

Every business has some property. When you think about it, your business is your property. Just like your home and your car, your business needs to be protected from loss, damage, and potential liability exposures. In addition, your business is your source of income, so you need protection from the potential loss of that income.

Does insurance coverage vary for different businesses?

It can. Many small businesses opt for package policies that cover the major Property and Liability exposures as well as for a loss of income. A common package policy used by many small businesses is called the Business Owners Policy (BOP).

Generally, BOPs provide more complete coverage at a lower price than separate policies for each type of insurance needed. We can help you decide which policy (or policies) are right for your business. You can also purchase additional coverage for perils or conditions otherwise excluded (e.g., flood protection) as endorsements to a standard policy or as a separate, second policy called a Difference in Conditions (DIC) policy.

We can advise you of the best policy (or policies) to protect you and your business.